All three credit reports can be obtained for free once a year online through a government-sponsored Web site called AnnualCreditReports.com. Apply for each of the major bureaus online to receive free reports with advice from a credit repair consultant in this free video on personal finance.
Expert: Stetson Lowe
Bio: Stetson Lowe is a credit repair expert. Known as the “mortgage insider,” Lowe assists increasing credit scores for the most challenging of clients.
Filmmaker: Paul Kersey
Today’s question is: What Credit Report Do Credit Card Issuers Use?
Ask us your credit questions in the comments and find your next card at https://www.creditcardinsider.com/
Did you know that you have 3 credit reports? Equifax, Experian, and TransUnion are all different credit reporting agencies, and they all put out different credit reports. That means that you also have 3 different credit scores. So, which one of these do credit card issuers tend to use? The answer is – maybe any one of them.
Every week, John Ulzheimer answers YOUR credit questions. Email us, give us a call, or ask on live chat, and we may answer your question on YouTube!
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