Category Archives: Identity Theft

Identity Thief (4/10) Movie CLIP – Highway Fight (2013) HD

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CLIP DESCRIPTION:
Sandy (Jason Bateman) tries to convince Diana (Melissa McCarthy) to come with him to Denver and explain the misunderstanding to his boss.

FILM DESCRIPTION:
Breakout Bridesmaids star Melissa McCarthy steals Jason Bateman’s identity in this comedy from director Seth Gordon and Universal Pictures.

CREDITS:
TM & © Universal (2013)
Cast: Jason Bateman, Melissa McCarthy
Director: Seth Gordon
Producers: Dan Kolsrud, Pamela Abdy, Peter Morgan, Mary Rohlich, Jason Bateman, Scott Stuber
Screenwriter: Craig Mazin

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A Look at President Bush’s Track Record With Identity Theft

identity theft
by toxi

During his tenure as President, Bush has been criticized on many issues ranging from his handling of the economy to the War in Iraq. While the focal point of many policies has been the “war against terrorism,” many Americans are waging a war of a different sort. They have fallen victim to a fast- growing crime and are fighting an enemy that is well- equipped and full of surprises. The crime is identity theft and its menacing presence is more common today than at any point during the information age.

Facts about Identity Theft 2000-present:

In 2001, identity theft was directly involved in more than 40 percent of the consumer complaints received by the Federal Trade Commission, a figure that was approximately double the number received in the previous year.

Also reported 2001, there was an alarming increase in identity theft involving social security numbers. This crime had increased 500 percent in only four years.

In 2002, Identity theft crime was directly involved in losses totaling more than $ 1 billion annually for the bank industry. During the same period, individual identity theft victims lost an average of $ 18,000 each.

In spite of these dramatic increases, only one in three convicted identity theft thieves ever went to prison.

What laws has President Bush signed to reduce the instances of identity theft and its consequences?

One law that has been passed is The Fair and Accurate Credit Transactions Act, December 2003. The provisions of this law include:

* Requires merchants to delete majority of credit card numbers used to transact business online, leaving only the last five digits visible on all receipts

* Creates a National System of Fraud Detection, making it possible for consumers to report identity theft quickly and painlessly with one phone call, which then issues a nationwide alert.

* Entitles consumers to one free credit report annually from each of the 3 main credit reporting agencies.

Another law that helps punish purveyors of identity theft is The Identity Theft Penalty Act, July 15, 2004. This law:

* Identifies a new crime now known as “aggravated identity theft”

* Adds two years to all prison sentences for those criminals convicted of identity theft who used stolen credit cards or personal information in commission of the crime.

How are these laws going to discourage Identity Theft crimes?

According to Betsy Broder, assistant director for the Federal Trade Commission’s Division of Planning and Information, “The law will make it more likely that thieves are prosecuted. A prosecutor is less likely to bring a case if they’re not going to get any serious jail time when they get a conviction.”

In May, 2006, another step was taken to prevent identity theft when an executive order was issued, creating the nation’s first identity theft task force. Chaired by the Attorney General and the Federal Trade Commission Chair, this task force was designed to assist law enforcement in carrying out its investigations and prosecution of identity theft crimes and criminals. It also called on more public awareness and education on ways for individuals and businesses to avoid becoming a victim of identity theft crimes.

When the Identity Theft Penalty Act was signed into law, President Bush stated: “The crime of identity theft undermines the basic trust on which our economy depends. When a person takes out an insurance policy, or makes an online purchase, or opens a savings account, he or she must have confidence that personal financial information will be protected and treated with care. Identity theft harms not only its direct victims, but also many businesses and customers whose confidence is shaken. Like other forms of stealing, identity theft leaves the victim poor and feeling terribly violated.

But the losses are not measured only in dollars. An identity theft thief can steal the victim’s financial reputation. Running up bills on credit card accounts that the victim never knew existed, the criminal can quickly damage a person’s lifelong efforts to build and maintain a good credit rating. Repairing the damage can take a great deal of time, effort and money to correct. Government has a responsibility to protect citizens from these crimes and the grief and hassle they cause. It’s a solemn responsibility of our government. I want to thank the members of Congress for recognizing that responsibility.”

Many members of congress and representatives of various consumer interest groups have been pushing for laws to protect the public from identity theft and to severely punish perpetrators of this crime. Senator Dianne Feinstein has been a champion for reforms and tougher laws for identity theft criminals. She is fully aware of the problems caused by identity theft and she knows how easy it is to have your identity stolen. Feinstein said: “At a hearing, a police officer from Washington D.C. came forward and gave me a phony credit card that he’d gotten in my name. He showed how is easy it was. He’d gotten it that morning. I still have it in my desk.” Perhaps if more politicians had a reminder handed to them like Feinstein did, in the form of a credit card obtained in their name, they would pass more legislation to protect a consumer’s personal information and identity when conducting business online or simply when reading email messages.

One simple measure that would prevent part of the problem would be the outlawing of the use of Social Security Numbers as an identifier/personal id for everything from a Driver’s License, insurance policy, or medical record. The use of Social Security numbers is one of the primary reasons that identity theft is so prevalent in the United States. Likewise, the lack of a Social Security number is the reason identity theft doesn’t occur in other countries to the extent it does in the U.S. While consumers are encouraged to take the necessary steps to reduce the instances of identity theft, it is still important that the government also take an active role by passing laws with appropriate penalties for this crime and by taking preliminary actions to protect consumers and businesses from identity theft before it happens.

Lisa Carey is a contributing author for Identity Theft Secrets: prevention and protection. You can get tips on Identity theft protection, software, and monitoring your credit as well as learn more about the secrets used by identity thieves at the Identity Theft Secrets blog.

Do You Want Identity Theft Insurance? And The Facts Anyway?

Using the severe nature of identity theft, lots of people tend to be turning to identity theft insurance as an approach of protecting themselves from implications caused by this criminal activity. Exactly what exactly is identity theft insurance? Do i truly require it and just how a great deal can it cost me personally?

Identification theft insurance policy differs in coverage, allowable and prices, like other types of insurance coverage. Generally identity theft insurance will cover lost earnings considering time flourished strive to correct or restore problems as a result of identification theft. But this protection usually carries a limit, in approximate level of $ 2,000.00. The Privacy Rights Clearinghouse estimates that victims devote to the typical the equivalent of 22 work days attempting to correct the destruction from identification theft.

Identification theft insurance coverage generally additionally supplied benefits protection for: lawyer charges (that might or may possibly not be needed); notarization of papers, mailing, postage, materials, content costs, and phone bill fees which you might bear in an attempt to correct the damage done towards credit and financial reputation.

Critics of identity theft insurance coverage claim that its “not worth the amount of money,” (Consumer Reports magazine, as reported on MSNBC.com) or that it does not supply adequate benefits. The problems include: identity theft insurance coverage doesn’t supply reimbursement for the money which taken or even for identity theft expenditures that occurred considering who the “thief” had been. Most commonly a family member is the culprit in the case of identity theft and in that instance many insurance coverage will not pay benefits. A word of caution by The nationwide Association of Insurance Commissioners is the fact that insurance “cannot protect you against getting a victim of identification theft and will not cover direct monetary losings sustained because of identity theft.” Although, an unfair critique, some conclude the acquisition of identification theft insurance coverage may create a false sense of security, hence customers may not be as cautious due to their credit and monetary information.

The price of identity theft insurance coverage cost varies on both the protection and exactly how you obtain your insurance coverage. Identity theft insurance coverage can range from free to more or less $ 200.00 a year based on the way you have purchased it. You will find three main ways to get identification theft insurance:

– As a provision in your homeowners or rental residential property insurance coverage
– As a service of one’s bank card business, bank or lender
– By purchasing it as an individual–“stand alone” plan

The first step in getting identification theft insurance should contact your finance companies, bank cards, lenders and insurance providers. Figure out what coverage you have got, simply how much it’s going to costs to include additional coverage or to include identification theft to a preexisting plan and acquire details of the current provision if it exist. You may want to buy it as a “rider’ or additional towards existing plan just like buying flooding or quake insurance – but not as pricey.

In many cases credit lender; such as the credit card business, mortgage or any other loan company, supply identity theft insurance. This coverage is free or it might need a yearly solution fee through the lender. As an example, American Express provides some type of identity theft insurance coverage to its card holders free of charge; MasterCard offers it through certain banking lovers and VISA may do a variety of both options. One word of caution, be sure that the identity theft insurance coverage addresses your existing credit, not merely the only card linked to the protection. If it just covers one card, that what are the results into rest of credit?

An added option is to buy your own “standalone” plan through almost all of the major insurance providers such Nationwide, State Farm, and/or Farmers Group. If you are staying away from a “major” player into the insurance industry be sure that the business you are purchasing from is reputable. Occasionally they are the most problems purchases of most while they might an attempt to achieve your credit information when it comes to single purpose of identity theft. In case the insurance carrier bills this coverage monthly, make sure to increase the month-to-month cost by 12 to look for the yearly costs. Most importantly ensure that you keep your coverage existing.

Another consideration whenever using identity theft insurance may be the amount of allowable. Usually the include $ 100 to $ 250, however some are up to $ 1,000. The Federal Trade Commission estimates that the normal target uses significantly less than $ 1,500 to recuperate from identification theft so that it crucial that you perform some math and discover if the insurance coverage premium plus deductible is a good price plus provides the right level of defense obtainable and your family.

Absolutely nothing can protect you totally. It’s important to follow all of the standard guidelines for safeguarding your credit, identity, and monetary information like: keeping your personal and credit information in a secure location, perhaps not releasing the knowledge to other individuals and shredding all documents. However it is additionally advisable that you realize you are able to have for free or purchase extra help in the shape of protection and monetary assistance during the most hard economic times inside your life.

Finding-out about damages to your identity and credit is just the start. Afterwards starts the full time ingesting and often irritating means of repairing the destruction and fixing the errors. Identification theft insurance could be your choice to assist you through this costly and discouraging task. Ensure you know what choices and coverage are available for your requirements.

Lisa Carey is a contributing author for Identification Theft Secrets: avoidance and security. You can get advice on identification theft defense, pc software, and monitoring your credit and learn more about the secrets used by identity thieves during the identification Theft Secrets weblog

How Serious Is Identity Theft Really?

Yearly Reports of Identity Theft to the Federal Trade Commission:

In 2007 identity theft accounted for 36 percent of the 674,354 fraud and identity theft complaints (reported to the Federal Trade Commission.

In 2005 -255,565 cases of identity theft were reported to the FTC

In 2004 -246,847 cases of identity theft were reported to the FTC

In 2003 215,177 cases reported of identity theft were reported to the FTC

In 2001 CBS News reported that someone became the victim of identity theft every 79 seconds (CBSnews.com, 1/25/01)

Between 1997 and 2005 the Federal Trade Commission reported that over 3 million cases of fraud and identity theft were reported to over 1400 law enforcement agencies in 19 nations. Identity theft crimes are not limited to the United States but are committed world wide.

Facts every consumer should know:

– Credit card fraud (26%) was the most common form of reported identity theft followed by phone or utilities fraud; (18%), bank fraud (17%), and employment fraud (12%). Other significant categories of identity theft reported by victims were government documents/benefits fraud (9%) and loan fraud (5%). (Federal Trade Commission Complaint Data)

– the majority of cases go unreported to Federal or local authorities

– the most common age group affected by identity theft is 18-29

– the top 10 metropolitan areas affected by identity theft include: Phoenix, AZ; Las Vegas, NV; Miami, FL; San Francisco, CA; and Dallas, TX (2005)

– California had the most reported cases of identity theft with a total of approximately 45,000 cases of identity theft (2005)

– the most common method of retrieving information for use in identity theft is through lost or stolen wallets, theft of mail, dumpster diving, and information obtained through friends, family or consumer providers

– another common method of obtaining your information is by “stealing” it at a business that you may you frequent

New, Harder to Detect Form of Identity Theft

Synthetic identity theft occurs when bits and pieces of several people are used in order to create an entirely new identity. Information may come in the form of an address from one person, the social security number of another and employment or banking information from a third or fourth.

Your Damages resulting from Identity Theft:

In a study conducted of 173 victims of identity theft by The Identity Theft Resource Center specific damages were explored. In each case the victim’s damages included:

– an extended period of time to correct their credit status;
– 85% of the victims found out about the theft when they attempted to apply for a job or credit;
– victims are currently spending over 600 hours attempting to repair the damages to their credit
– victims are spending money in the approximate a amount of over $ 16,000 per victim to repair their credit
– it is taking longer to remove negative, incorrect or falsified information from their credit reports
– many victims equate the emotional impact of identity theft with that of a violent crime – in some cases similar to a rape as the violation can be that personal.

Identity theft is a serious crime. Damages result to individuals, banks, and businesses as well as families. Imagine going to purchase your new home to find out that your credit is damaged and now you are unable to. Imagine the time and money you will spend to correct the problems associated with identity theft. Millions of dollars and Hundreds of thousands of people in the United States and millions worldwide are affected each year by identity theft. Victims, both personal and business must use valuable time, effort and resources to correct the situation, which in some cases is beyond total repair. Damages are not only to your credit and your finances but also to your emotional, physical, and psychological well being.

Reporting suspected identity theft is essential to protecting yourself further and protecting others. Reports should be filed with local authorities, your State’s Attorney General’s office and the Federal Trade Commission. Consumers need to not only protect their information but by reporting efforts at identity theft may be able to stop it from happening in the future.

Consumers can report ID theft to the FTC by calling the agency’s toll-free number: 877-438-4338.

Lisa Carey is a contributing author for Identity Theft Secrets: prevention and protection. You can get tips on Identity theft protection, software, and monitoring your credit as well as learn more about the secrets used by identity thieves at the Identity Theft Secrets blog.

A Basic Guide and an overview on Identity Theft

What’s Identity Theft? Identity theft is a crime for which a particular person utilizes someone else’s information or identity with techniques that include fraudulence or deception, usually for his or her economic gain. They are doing this using someone else identity instead of supplying the correct and real information with regards to their identities. And this is why activities the person, whoever identification was wrongfully used by others, will suffer from monetary hardships.

These days, identification theft is the fastest developing criminal activity in the usa. Everyone whose identification is in the hand of people are prone to identification theft, so basically, everyone is at an increased risk. Which is why identification theft security is quite helpful today.

In the United States alone, on average 27,000 men and women has been pilfered of their identities daily. And based on researches produced by the Identity Theft Resource Center, for each and every 2nd an individual’s identification has been taken. And every three moments, someone’s identification will be exposed to thieves.

There are different sorts of identity theft, offering enough reason behind everyone to obtain identity theft protection. Here are the different sorts of identity theft:

The first is the license Identity Theft. In this manner of taking somebody’s identity, the sufferer can be put through traffic violations he would not allow.

The second reason is Credit Identity Theft. Right here the theft uses someone else’s personal information to get financial loans, and so making the prey spending expenses when it comes to loans he or she is not taking pleasure in.

The third variety of identity theft and 3rd explanation to obtain identity theft defense may be the Social safety Number Identity Theft. Making use of someone else’s personal security quantity, the thief would apply for employment. The thief would get the income for that work, however the sufferer will be the one to pay for the fees.

The fourth may be the Medical Identity Theft. The thief would use someone else’s identity for consultations, prescriptions, and remedies, put another way, the victims insurance coverage will be employed by the thief, making the target to get rid of their insurance coverage.

Lastly is the fifth form of identification theft and another reason to get identification theft protection could be the Character Identity Theft. Inside particular identity theft involves crimes. Anyone, whose identity was utilized, is likely to be put through subpoena and you will be recharged of crimes he/she failed to devote.

And likewise to these forms of identity theft every person should know, everyone should also be aware that the most frequent way of identification theft is by cyberspace.

Downloaded files like papers, accessories and applications are often filled up with viruses. These viruses are circulated towards computer as soon as the downloaded data tend to be accessed or established.

Form internet, everybody must also be vigilant with phishing emails or fraudulence telephone calls because these will also be used to take one’s identification. And having an identity theft defense secures you from being a victim or identification theft. Identification theft defense may be quick ideas everyone else can use to guard themselves against identification theft.

One tip would be to update your anti virus pc software. Because most instances of identity theft happen on line, having your anti-virus software current is an excellent preventative measure against identification theft. Another tip would be to filter phishing mails by confirming with the organization when they actually are asking you personal information by phone calls with their official hotlines.

There are a great number of recommendations that any particular one can use against identification theft, and all sorts of are found on the web.

Identity theft is a significant crime because affects every element of everything. Remain safe from id theft because it is so difficult to recover from this variety of criminal activity. For more information on this you can travel to Free-Credit-Reports.com

More Identification Theft Posts

Identification Thief formal Trailer no. 2 (2013) – Jason Bateman, Melissa McCarthy film HD

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Identity Thief formal Trailer number 2 (2013) – Jason Bateman, Melissa McCarthy film HD

Limitless funds have permitted Diana to call home it on borders of Miami, where queen of retail purchases whatever hits her elegant. There is only 1 glitch: The ID she’s using to invest in these sprees reads “Sandy Bigelow Patterson”… also it belongs to an accounts representative which lives halfway throughout the U.S.

With only 1 few days to hunt down the con musician before his globe implodes, the true Sandy Bigelow Patterson heads south to confront the girl with an all-access pass to his life. So when he tries to bribe, coax and wrangle her the 2,000 miles to Denver, one easy target will quickly realize so how hard it really is for your name back.
Movie Rating: / 5