Tag Archives: Advice

What Banks Won’t Tell You – Debt Settlement Advice

Debt settlement companies are accustomed to hearing how people aren’t getting true answers from banks, at least not complete truth. Every good debt settlement company will help educate you about the way banks and lenders take advantage of everyday people by only partially informing them.
For example, if you are a young person, do you know that banks and credit card companies target you? Students on college campuses and people who are under 25 are courted by banks because they don’t think about their purchasing choices over the long term. More than 120 universities have cut deals with banks to issue student-ID cards that are also ATM and check cards. Schools make millions of dollars from those deals. In essence, colleges are offering up their students as sacrificial lambs to credit card companies. No wonder people are in so much debt today, they’re taught from college that credit card debt is a good thing. Debt settlement companies can help you grow out of the mistakes of your youth, and become financially free.

Courts may seem like a haven for those suffering under mountains of debt, but in all honesty the courts don’t care about your debt problems. Since the late 1990’s, banks included arbitration agreements into their contracts, meaning you won’t be going to court if there’s a problem. This means that rather than trying to sue banks over their activities, you will have to go through a private courts, which are heavily skewed towards corporations. Debt settlement allows you to avoid such nightmarish scenarios and deal with your debt outright.

Also, did you know banks are charging extra fees for your overseas trips? Your heavy credit card debt may be a result of a “once-in-a-lifetime” European vacation. If you use a credit card to take money out of an ATM over in Europe, it may cost up to $ 7, plus any credit card fees on top of that.
Overall, credit card companies don’t tell you very much about their services. Most of the unsecured debt that debt settlement companies help people with comes from credit card debt. Part of this is that credit card companies don’t give you much information beforehand. In spite of the pages of tiny text you get in the mail, credit card companies don’t disclose their inner workings. In fact, during a 2007 investigation, The Government Accountability Office discovered that although banks are required by law to make fee information available to customers, one third of the banks investigated didn’t provide the required information. Worse yet, more than half didn’t have any fee information on their Websites.

In the end, it’s important to remember that where you’re getting your information is important. Debt settlement companies are on your side, and want to see you cut down as much of your debt as possible. Debt problems can plague you for life, impacting your credit score, interest rates, jobs and more. Contact a quality debt settlement company today to begin clearing out past debt and paving the way towards a successful financial future.

Debt Settle Inc – Debt negotiation company / debt negotiation companies – for more information about debt settlement visit debtsettleinc.com.

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Money Guru : Experts advice on use of credit cards | Part I

Watch this special segment and get to know about, Experts advice on the use of credit cards.
To know more watch this full video here.

Zee Business is one of the leading and fastest growing Hindi business news channels in India. The channel has revolutionized business news by its innovative programming and path-breaking strategy of making business news a 24/7 activity as it is not just limited to the stock market. This has made Zee Business your channel to wealth and profit.

Besides updated hourly news bulletins, there is a lot to watch out for, whether it be stock market related detailed information, investments, mutual funds, corporate, real estate, travel or leisure. The channel has the most diverse programming portfolio which has positioned it as a channel of choice amongst viewers. By speaking a language of the masses, Zee Business is today the most preferred for business news.

Some of the popular shows of Zee Business are:
Share Bazar, Mandi Live, Aap Ka Bazar, First Trade, Big Debate etc.
Video Rating: / 5

Here are the credit (and debit) cards I’m using in 2017.
Like the Credit Shifu on Facebook
https://www.facebook.com/thecreditshifu/

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Expert’s advice on bad credit personal loans in Toronto!

When it comes to financial stability then we all take it very seriously but current economic conditions are bit shaky. This means if you are not smart enough then you will remain struggling with your debts throughout a life. Now is the right time to search for best bad credit personal loans Toronto. This will not only help you to make your life debt free but also improve your credit ratings efficiently.
However, there are still a few essentials that you should learn about before reaching towards debt consolidation in Toronto. Following is a small advisory session of financial experts who will tell you what you should look for and what must be avoided to get the best deals in bad credit personal loans in Toronto.
Advice on debt management
Facing hard time with increasing cost of living? Struggling with bad credit? These are some questions from which most of the people suffered a lot everyday but with experts advice on debt management you can apply for bad credit personal loans in Toronto. This option is specifically designed for debtors like you who are facing tough financing issues.
But before taking out any debt solution or finalising any lender always consult the expert and take their advice on debt management solutions and risks.
Key points on debt consolidation loans
* Bad credit debt consolidation loans are developed for those debtors who are suffering from bad credit debts and need help to pay off their debts.
* Under this loan system all the multiple individual debts are consolidated and are pay off by borrowing one large sum from financing institutions.
* These loans are of two types; secured consolidation loan and unsecured consolidation loans.
* Secured debt consolidation in Toronto is backed by collateral. In this category lenders generally consider a real property (house) as collateral. It offers large sum of loan on lower rate of interest.
* Secured loans are easily available in the market as it minimizes the risk of the lender by offering collateral.
* Normally applicants of secured loan negotiate their interest rates because they are offering their house as security to lender. But in this case applicant acquiring consolidation loan with bad credit takes away their freedom of negotiation.
* Unsecured debt consolidation in Toronto are not backed by any collateral and offers small borrowing with high rate of interest.
* These loans are not easily available in the market especially if you are suffering from bad credit. Somehow if you manage a lender of unsecured adverse credit debt consolidation loan then he/she will charge higher interest rate than normal.

For more information you can visit us at torontoloans.net and we assure you to get best Bad credit personal loans toronto.

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Finance Director and Automotive Sales Veteran Joe Mattina gives advice, tips and tactics

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Solutions to Your Debt Problems – Debt Consolidation Advice

People throughout the country are asking about solutions to their debt problems. One issue people don’t seem to understand is that more money isn’t really a solution to your debt problem. If you think about how you got into your debt problems, you most likely made a fair salary, but overspent by using credit cards and possibly even a personal line of credit. The issue wasn’t that you didn’t have enough money, in essence, it’s an issue of having eyes too big for your stomach. The real issue you need to tackle is how much debt you’ve gotten yourself into.

Debt is almost like cancer; cancer is unnatural growth happening in your body. Debt is unnatural money, money that actually has a minus sign next to it instead of a plus. By that, I mean if you have $ 20 in your pocket, then you have $ 20 in your pocket. If you have a credit card with a $ 20 limit, you not only have to pay back that $ 20, you also have to pay back the interest. So instead of having $ 20, you have more like -$ 24. When you think about debt that way, like it’s a cancer, you begin to realize how people and nations are in such horrible financial circumstances.

Think about your debt problems like someone who is dealing with cancer. Does someone with that kind of sickness need more cancer? Obviously not, but do they need more healthy body? No, what they need is to get rid of the cancer. With debt, your problem lies with the debt itself and the ways you accumulated the debt. Your credit cards, personal lines of credit, medical bills and so forth are causing debt to choke out your finances. Instead of putting money into a high-yield savings account, it’s going towards debt. Instead of spending a little bit of money on a movie, you’re spending it on paying off Visa. Over and over your finances are being choked and your financial future is in jeopardy.

So, how do you deal with your debt problems? Debt settlement companies can help you manage your debt and take care of the thousands in unsecured debt you might have. Debt settlement companies negotiate your debt amount with lenders and creditors, doing their best to negotiate a low settlement amount. This means that a $ 5,000 credit card debt might turn into a $ 2,500 debt, or even a $ 2,000 debt. The first thing you need to do is contact a debt settlement company; then you’ll have to explain your entire situation. It’s easy to ignore your bills, but it might be difficult to sit down and go through your bills to see exactly what kind of debt you’re in. However, if you’re going to deal with your debt, you’re not only going to have to go through your bills, but then you’re going to have to explain your debt problem to a debt settlement expert. Contact a debt settlement expert today and start solving your debt problems.

USA Debt Settlement – Debt negotiation company / Debt negotiation companies – for more information about Debt Settlement visit www.usadebtsettlement.org