Tag Archives: BeatTheBush

Ultimate Way to Improve Credit Score for Low Credit Limits | BeatTheBush

Ultimate Way to Improve Credit Score for Low Credit Limits | BeatTheBush

100% or 0% Utilization? How about 1% or 0.2% credit card utilization ratio. Which are you supposed to to? 30%?? It turns out the optimal method is to owe a very small amount on the statement closing date. For most comparability for most credit card types and credit bureaus, owing is the magic number that you can apply to all your credit cards.

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My Channels:
https://www.youtube.com/BeatTheBush
https://www.youtube.com/BeatTheBushDIY

Credit Card Cash Back Strategy for 2017 | BeatTheBush

Get 0 Cash Bonus when you spend 0 on first 3 months with Chase Freedom. No Annual Fee here: http://bit.ly/2vnFSNL
Chase Freedom is one of the staple 5% cash back cards where you have a 5% cash back rotating categories every quarter. The cash back is up to 00 in combines spending per quarter so keep your spending to about 0 in those categories for maximum cash back.

My Wallet: http://amzn.to/2fUXJCp
With the cash back on groceries being cancelled on the lucrative Sallie Mae credit card of 5%, other combinations of cash back cards are necessary. The general idea is to combine all your cards and put the more frequency used cards that has the most cash back in your wallet. Then you make a cheat sheet to show you easily which card to use so you do not have to remember everything. Doing so will net you 2/3/5.25% on various categories and will optimize your cash back potential for your regular spending!

Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush

Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this:
http://www.audibletrial.com/BeatTheBush

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Credit Card for Starters
Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0
Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q

Credit Card Basics
How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A
How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA
Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM
Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk
Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q
Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU
Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw

Credit Score Less Than 700
Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA
Build Credit Fast with a 0 Credit Limit: https://youtu.be/attQKzngqoE
How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8
How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM
How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg

Credit Score More Than 700
How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs
740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU
My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ
My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc
My Credit Score: 848 – Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM

Advanced Credit Card Tricks
How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y
Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8
Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4
Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA
Credit Card Low Balance Cancellation per mont [Still Works]: https://youtu.be/2DJjfvcMCcg

Cash Back
Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk
How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4
Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk
5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI
Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4
Max Rewards: What’s in My Wallet: https://youtu.be/cmJDFcbjFho
How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI
When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M
Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0
Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U
Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo

This Channel: BeatTheBush
I’ve obtained a high credit score of 848 out of 850 and I am glad to share the knowledge for everyone. Since 3 years ago, I’ve started making numerous videos that helped people increase their credit score that are free and accessible to all. Please enjoy my channel.
Other Channels:
BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Video Rating: / 5

How to Build Credit with Bad Credit or No Credit [w/ SelfLender] | BeatTheBush

Sign up for a Self Lender loan here: http://bit.ly/2d4DlCK

When you do not have credit to begin with, you are often left with no one willing to give you a loan. If you cannot get a loan then you cannot build your credit. People with less than a 600 FICO credit score typically obtain a secured credit card. Now, there is also an alternate loan you can obtain to increase your credit score faster.

Self Lender sells a product called a credit builder loan that are traditionally sold by credit unions and community banks. It is essentially a loan to yourself where you make payments to yourself that gets funneled to a CD account. At the end of a 1 year term, the money is accessible to you and you can do as you please with the money. Please see the video for more details.

Disclaimer: Self Lender DOES NOT offer credit repair services. .

Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush

Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this:
http://www.audibletrial.com/BeatTheBush

Credit Card for Starters
Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0
Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q

Credit Card Basics
How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A
How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA
Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM
Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk
Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q
Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU
Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw

Credit Score Less Than 700
Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA
Build Credit Fast with a 0 Credit Limit: https://youtu.be/attQKzngqoE
How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8
How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM
How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg

Credit Score More Than 700
How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs
740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU
My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ
My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc
My Credit Score: 848 – Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM

Advanced Credit Card Tricks
How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y
Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8
Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4
Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA
Credit Card Low Balance Cancellation per mont [Still Works]: https://youtu.be/2DJjfvcMCcg

Cash Back
Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk
How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4
Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk
5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI
Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4
Max Rewards: What’s in My Wallet: https://youtu.be/cmJDFcbjFho
How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI
When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M
Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0
Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U
Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo
Other Channels:
BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Video Rating: / 5