Tag Archives: freezes

Comprehending Safety and security Freezes as well as Fraudulence Notifies|TransUnion

Understanding Security Freezes and Fraud Alerts|TransUnion

< things type="application/x-shockwave-flash" design="size:425 px; height:355 px;" information ="// www.youtube.com/v/yJkaj-6N3RA?color2=FBE9EC&version=3&modestbranding=1" >< param name="movie" worth ="// www.youtube.com/v/yJkaj-6N3RA?color2=FBE9EC&version=3&modestbranding=1"/ > Obtain in the find out about scams alerts at: http://www.transunion.com/personal-credit/identity-theft-and-fraud/fraud-alert-vs-credit-freeze.page If you think you are a sufferer of fraudulence or identification theft, TransUnion has

2 different sorts of services to aid you: A Fraudulence Alert or a Safety and security Freeze, which is in some cases described as a Credit history Freeze. Below is the distinction: – A Fraud Alert is a cautionary flag, placed on your credit rating file to alert lending institutions as well as others that they should take unique precautions to ensure your identification prior to extending credit history. – When you position a Fraudulence Alert on your credit score record with any kind of one of the three major credit rating reporting firms that business will certainly inform the other two as well as scams informs will certainly likewise be put on those documents. A preliminary Fraud Alert lasts for 90 days and could be restored. – A Safety Freeze is an extra dramatic action to shield your credit. Placing a Safety Freeze will stop lending institutions as well as others from accessing your credit history report completely, which will certainly avoid them from expanding credit history. With a Protection Freeze in location, also you will have to take unique steps when you want to look for any type of credit score. – Because of more rigorous safety attributes, you will certainly have to place a Safety Freeze separately with each of the 3
significant debt reporting business. A Safety and security Freeze remains on your credit file until you eliminate it or decide to lift it temporarily when requesting credit history or credit-dependent services. Visit United States Below: http://www.transunion.com Contact Us Right here: http://ow.ly/GMfBX Examine Out Our Blog site: http://blog.transunion.com/ Follow Us On: Twitter- https://twitter.com/TransUnion Google+- https://plus.google.com/+TransUnion/posts LinkedIn- https://www.linkedin.com/company/transunion YouTube- https://www.youtube.com/TransUnion( Partial Transcription).
Heard the terms safety and security or credit score freeze? How about fraud alert? Wonder what the distinction is? Good concern.
If you think you are a target of

scams or identity burglary, TransUnion has 2 kinds of services to help you. A fraudulence alert, or protection freeze, which is sometimes referred
to as a credit scores freeze, can be positioned quick and also easily online. Video clip Rating:/ 5

Credit freezes: your best identity theft protection

Countless companies are hawking ways to keep your identity safe from fraud. But Julia Scott shows you why the best — and perhaps the cheapest — way to protect yourself is a credit freeze and how you can arrange one.

TRANSCRIPT
What’s the best way to prevent credit card fraud? It’s not what you think

Forget hours of shredding mountains of paper and fears about mailing letters from your – gasp – mailbox.

So what’s my secret?

FREEZE YOUR CREDIT!

Not literally, silly. What I mean is, contact the three major credit card bureaus.

Experian, TransUnion, and Equifax.

You can put a freeze on your credit online, over the phone, or by snail mail. It’s super easy.

And it only costs -, depending on what state you live in. That’s a lot cheaper than monthly credit monitoring, which can be up to PER MONTH.

Hmm, run that by me again.

Now, if you’ve had your id stolen, chances are freezeing your credit is FREE

So what’s so great about this? When you freeze your credit, the three bureaus can’t legally release your information to ANYONE without express authorization.

So scammers that try to open credit or take out a loan in your name? Blam! No dice.

Just remember to put the freeze on at all THREE bureaus, or thieves could find a loophole.

Of course, if you’re about to take out a car loan or mortgage, you’ll need to unfreeze your credit.

For CreditCards.com, I’m Julia Scott
Video Rating: / 5